Personal Insurance
At first glance, insurance can seem straightforward — but not all policies are created equal. Coverage can vary significantly between insurers, and the differences aren’t always obvious in the fine print. You’ve worked hard for what you have, and you deserve the peace of mind that comes from knowing your property is properly protected.
Our experienced team will ensure you have the right cover in place and that you’re getting strong value for money. And if you ever need to make a claim, we’ll support you through the entire process to make sure you receive everything you’re entitled to.
Trades Insurance
Whether you’re a one‑person operation or manage a team of 200, we tailor insurance packages specifically to your trade and the way you work.
We understand the unique insurance requirements of tradespeople and will guide you through your options in clear, practical terms, making your decisions simple and stress‑free. With access to specialist tradie insurance schemes, we can secure substantial discounts and deliver meaningful savings on your cover.
Let us take care of your insurance so you can stay focused on getting the job done.
Motor Trades
With more than 30 years of combined experience, CMIA has a deep understanding of the specialised cover required within the motor trades industry. Mechanics, workshops, dealerships, and automotive businesses face risks that standard business policies often don’t address — including essential protections such as test driving, rectification, and faulty workmanship cover.
We provide tailored motor trades insurance designed to protect your people, your customers, and your operations.
Whether you’re a mechanic, panel shop, service station, parts supplier, tyre retailer, or specialist engineer, we can develop an insurance program and provide professional advice to ensure you’re correctly protected.
Professional & Office
With access to over 145 insurers and specialist underwriters, CMIA can arrange cover specifically tailored to your professional or office‑based business.
We source industry‑specific professional indemnity policies, along with specialised office insurance that includes valuable automatic benefits such as temporary removal cover for laptops, tablets, and other essential equipment.
Retail
The team at CMIA can provide the right advice to protect your retail business at competitive rates. We can tailor your policy to include automatic stock increases during peak trading periods such as Christmas.
We’ll ensure you have the correct covers in place — including Business Interruption, Tax Audit, and Public and Products Liability — so your business is protected year‑round.
For better protection and potential savings, contact us today for an obligation‑free quote.
Farm & Agriculture
Based in Horsham and backed by more than 30 years of combined experience, the CMIA team provides practical, professional advice for all your rural insurance needs.
We’re always happy to visit your farm, sit down with you, and review your insurance requirements face‑to‑face. We can assist with all rural covers, including Farm, Farm Motor, Crop, Livestock, and Transit.
We also have specialist options for Hobby Farms.
We pride ourselves on personalised service and long‑term relationships. Contact us today for a comparison.
Hospitality
Getting the right advice is essential in the hospitality industry, where risks and requirements can be highly specialised. Our experienced team can tailor an insurance package to suit your specific needs and the way your business operates.
Important covers such as business interruption, breakdown and spoilage protection are often overlooked, yet they can be critical for food service businesses where even a short interruption can be costly.
We’ll make sure you have the right protections in place and that your policy delivers strong value for money.
Manufacturing
If you operate in the manufacturing industry, we can tailor an insurance program specifically to your processes, equipment, and risk profile.
We provide professional advice on essential covers such as Business Interruption, Liability, and Product Recall, ensuring your business is protected from production delays, supply chain issues, and product‑related exposures.
Contact us today and we’ll visit your premises to discuss the options available.
